Your Trusted Payment Partner

We offer you the best quotes available in the card payment processing market, and we can meet any like-for-like quote. We are so sure about this, in fact, that we offer you money for your time if it isn’t so! If upon trying our service, we don’t beat your current processing fees. We offer you rates as low as half of what you would find somewhere else. We also dedicate our efforts to ensure that our rates are accessible to every business type, big or small.

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Years in Business
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Terminal Deployed


Payment Solutions

We are Smart Utilities Merchant Services, and we are here to help you change the way you view the fees you pay for this kind of services. As a young, dynamic UK-based company, we are dedicated to delivering you the best services at the lowest price, currently being the most cost-effective provider on the related market. We make having a credit card terminal totally worth it

See what our customers are saying

"Smart Utilities have helped me massively! I found myself paying a lot more for my card Payments than ever before, with price increases every year from my old provider going unseen. As a business owner in these unprecedented times every penny matters & Smart utilities have saved me over 50% from my previous provider! Support from these guys has been amazing with nothing being too much hassle! Will definitely recommend. Thanks again!."
Sagz Sidz
Facebook Reviewer
"Yes I would recommend smart utilities they are very helpful and got sorted very quickly helped me every step of the way and would recommend them to others fast efficient service thanks again for everything"
Geoff Hinks
Facebook Reviewer
"Highly professional and helpful service, smart utilities helped me save money plus helped me with step by step instructions. Will recommend you to everyone. Thank you ❤"
Elisa Carmen
Facebook Reviewer